Readers who are subjected to brutal winter conditions once or
twice each year should consider themselves lucky. We don’t need to put chains
on our tires, bundle up like Eskimos for months on end nor continuously shovel
sidewalks and driveways to keep our day-to-day lives as hiccup-free as
possible. However, this annual exposure to ice, knee-deep snow and whipping
winds means many of us forget what it’s like to have to travel in these
conditions. As such, statistics will show that accidents increase and so do the
insurance claims to go along with it.
According to USA Today,
there were 40 or more fatal on-road accidents annually between 2011 and 2015 in
Pennsylvania, New York, Ohio, Indiana, Michigan and Wisconsin. One of the main
contributing factors to these accidents are snow squalls, according to the
newspaper, which goes on to say that these wintertime events cause “nearly instantaneous
white-out conditions” and are “frequent wintertime hazards near the Great
Lakes, sometimes leading to catastrophic pileups of dozens of cars.”
Your car slipping out on black ice and striking another vehicle
may have been an unavoidable accident, but there’s going to be paperwork as a
result. This is where trained insurance agents who’ve taken their education
seriously come into play. By enrolling in Insurance Schools Inc. for exam
preparation, you’ll be exposed to a plethora of questions and information
designed to make you more prepared for the state test and a career as an
insurance agent. Those looking to become a Pennsylvania motor vehicle damage
appraiser would benefit greatly from the services offered by Insurance Schools
Inc. Not only were the course materials for this career path updated as
recently as July 2017, but a six-month-long course enrollment comes with a
368-page textbook and state law digest as well as access to thousands of
state-specific questions.
That being said, we’d like to share an example of the type of exam
preparation questions offered by Insurance Schools Inc., which are available to
those who enroll in this resource. You could
be asked about an exterior part of the vehicle that isn’t consider a
forward-facing “front” component. While
all are up front, the windshield is in fact a “side component.” Why is this
important? Because a skilled motor
vehicle damage appraiser would need to accurately document damage so claims can
be submitted to the insurance company. Before any real-world appraisal takes
place, prospective insurance agents need to be ready to pass the state exam and
the prep courses offered by Insurance Schools Inc is undoubtedly one of the
best ways to do so.
