Readers who are subjected to brutal winter conditions once or twice each year should consider themselves lucky. We don’t need to put chains on our tires, bundle up like Eskimos for months on end nor continuously shovel sidewalks and driveways to keep our day-to-day lives as hiccup-free as possible. However, this annual exposure to ice, knee-deep snow and whipping winds means many of us forget what it’s like to have to travel in these conditions. As such, statistics will show that accidents increase and so do the insurance claims to go along with it.
According to USA Today, there were 40 or more fatal on-road accidents annually between 2011 and 2015 in Pennsylvania, New York, Ohio, Indiana, Michigan and Wisconsin. One of the main contributing factors to these accidents are snow squalls, according to the newspaper, which goes on to say that these wintertime events cause “nearly instantaneous white-out conditions” and are “frequent wintertime hazards near the Great Lakes, sometimes leading to catastrophic pileups of dozens of cars.”
Your car slipping out on black ice and striking another vehicle may have been an unavoidable accident, but there’s going to be paperwork as a result. This is where trained insurance agents who’ve taken their education seriously come into play. By enrolling in Insurance Schools Inc. for exam preparation, you’ll be exposed to a plethora of questions and information designed to make you more prepared for the state test and a career as an insurance agent. Those looking to become a Pennsylvania motor vehicle damage appraiser would benefit greatly from the services offered by Insurance Schools Inc. Not only were the course materials for this career path updated as recently as July 2017, but a six-month-long course enrollment comes with a 368-page textbook and state law digest as well as access to thousands of state-specific questions.
That being said, we’d like to share an example of the type of exam preparation questions offered by Insurance Schools Inc., which are available to those who enroll in this resource. You could be asked about an exterior part of the vehicle that isn’t consider a forward-facing “front” component. While all are up front, the windshield is in fact a “side component.” Why is this important? Because a skilled motor vehicle damage appraiser would need to accurately document damage so claims can be submitted to the insurance company. Before any real-world appraisal takes place, prospective insurance agents need to be ready to pass the state exam and the prep courses offered by Insurance Schools Inc is undoubtedly one of the best ways to do so.